How much do Medicare Advantage plans cost in Philadelphia?

Many Medicare Advantage plans in Philadelphia, PA have $0 monthly premiums beyond your Part B premium. Costs vary by zip code, doctors, and prescriptions. A licensed agent compares all options at no charge.

Can I keep my doctor with Medicare Advantage in Philadelphia?

That depends on the plan. A licensed agent will check whether your current doctors and hospitals in Philadelphia, PA are in-network before you enroll.

When can I enroll in Medicare Advantage in PA?

You can enroll during your Initial Enrollment Period at 65, the Annual Enrollment Period (October 15 – December 7), or a Special Enrollment Period if you qualify.

Medicare Advantage Philadelphia PA | Free Help

Tip for Philadelphia, PA residents: Pennsylvania seniors can compare Medicare Advantage plans with strong Part D drug coverage and regional provider networks. A licensed agent can compare every plan in your zip code in about 5 minutes — completely free and with no obligation.

If you live in Philadelphia, PA and are approaching 65 or already enrolled in Medicare, a licensed agent can compare every Medicare Advantage plan available in your area at no cost to you. Pennsylvania has a well-established Medicare Advantage market. Philadelphia and Pittsburgh offer competitive plan options, while rural areas may have fewer choices but still qualify for many plans.

Why seniors in Philadelphia choose Medicare Advantage

Original Medicare covers hospital care (Part A) and medical services (Part B), but it leaves significant gaps. Many seniors in Philadelphia choose Medicare Advantage because it bundles everything into one plan and often adds benefits that Original Medicare simply does not cover, frequently at $0 extra monthly premium.

With Philadelphia's four-season climate with a large senior population, staying healthy and active matters to local seniors. Many Medicare Advantage plans available in Philadelphia include SilverSneakers gym membership, giving you free access to fitness facilities in and around the area.

What to look for in a Philadelphia Medicare Advantage plan

Not all plans are equal, and the right plan for a neighbor may not be the right plan for you. When comparing Medicare Advantage plans in Philadelphia, a licensed agent will walk you through:

Which of your current doctors are in-network on each plan
Whether your prescriptions are covered and at what cost
Dental, vision, and hearing benefits available on plans in your zip code
Monthly premium differences and annual out-of-pocket maximums
Extra benefits such as transportation, OTC allowances, and gym memberships

How to get started in Philadelphia

The fastest way to compare Medicare Advantage plans available in Philadelphia, PA is to call a licensed agent who can pull up every plan in your zip code and review your specific needs. The service is completely free -- agents are compensated by insurance companies, not by you.

Get free Medicare Advantage help in Philadelphia, PA today.

Speak to a Licensed Medicare Advisor — Free Consultation Call

By calling 1-858-363-8275, you consent to be contacted by a licensed insurance agent about Medicare plans. Not affiliated with the U.S. government or federal Medicare program.

Medicare Advantage Plans in Philadelphia, PA

Why seniors in Philadelphia choose Medicare Advantage

What to look for in a Philadelphia Medicare Advantage plan

How to get started in Philadelphia

Frequently asked questions