Original Medicare offers limited vision and hearing coverage. Medicare Advantage plans often fill these gaps — a major reason seniors choose Part C.
Original Medicare does not cover routine eye exams, glasses, or contact lenses. It may cover eye exams related to diabetes or cataract surgery. Many seniors pay out of pocket or buy separate vision insurance.
Many Medicare Advantage plans include annual eye exams, allowances for eyeglasses or contacts, and discounts on lenses. Annual allowance amounts vary — compare plans carefully.
Original Medicare does not cover hearing aids or routine hearing tests. Some diagnostic hearing tests may be covered if ordered by a doctor.
Some Medicare Advantage plans include hearing exams and partial coverage for hearing aids — which can cost thousands without insurance. Check per-ear limits and in-network providers.
Call a licensed agent to see which plans in your zip code offer the vision and hearing coverage you need.
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