Does Medicare Cover Dental?

Many seniors are surprised to learn that Original Medicare (Parts A and B) does not cover routine dental care — no cleanings, fillings, crowns, or dentures. That's one reason millions switch to Medicare Advantage.

What Original Medicare covers for dental

Original Medicare only pays for dental work that's medically necessary in a hospital setting — for example, jaw surgery after an accident. Routine dentist visits are not covered.

How Medicare Advantage adds dental

Most Medicare Advantage plans include dental benefits: preventive care (cleanings, X-rays), basic services (fillings), and sometimes major work (crowns, dentures). Coverage limits and copays vary by plan.

What to compare when shopping for dental benefits

Check the annual dental allowance, whether your dentist is in-network, and copays for major procedures. A $0 premium plan with strong dental can save thousands compared to paying out of pocket.

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